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Intro order APR is x% for x months from date of account opening then the normal acquire APR applies. Intro Harmony Transfer APR is x% for x months from day of first transfer, for transfers below this supply that put up on your account by then the standard buy APR applies. Normal acquire APR: x% variable to x% variable, based upon your creditworthiness. Hard cash APR: x% variable. Variable APRs will change with the market according to the Prime Charge. 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